Calculator Hub
61 free, accurate calculators for your financial education.
Mortgage Payment Calculator
Estimate your monthly mortgage payment with Canadian-style amortization
Mortgage Affordability Calculator
Find out how much home you can afford based on income and debts
Mortgage Renewal Calculator
Compare your current rate to renewal options
Stress Test Calculator
See if you qualify under Canada's OSFI B-20 stress test rules
Pre-Approval Readiness
Assess your readiness for mortgage pre-approval
Land Transfer Tax Calculator
Calculate land transfer tax by province
First-Time Buyer Incentive (ended)
This program ended in March 2024 — what applies now
Rent vs Buy Calculator
Compare renting versus buying long-term
Mortgage Penalty Calculator
Estimate the penalty for breaking your mortgage early
Refinance Savings Calculator
See if refinancing makes financial sense
Property Tax Estimator
Estimate annual property taxes by province
Rent Affordability Calculator
Calculate how much rent you can afford using the 30% rule
Rent Increase Calculator
Check if your rent increase is within provincial guidelines
Move-Out Cost Estimator
Plan your moving budget including deposits and fees
Credit Score Simulator
See how financial actions could influence your credit
Credit Utilization Calculator
Calculate your utilization ratio and its impact
Credit Building Timeline
Estimate how long to improve your credit score
Balance Transfer Calculator
Determine if a balance transfer makes sense
Budget Planner
Build a monthly budget showing where your money goes
Education Budget Planner
Plan student budget including tuition and living costs
Fixed Income Budget Calculator
Plan your budget on a fixed income like pensions
Emergency Fund Calculator
Calculate how much emergency savings you need
Loan Payment Calculator
Calculate monthly payments for any loan type
Savings Interest Calculator
See how savings grow with compound interest
Debt Repayment Calculator
See how long to pay off your debt
Debt Avalanche vs Snowball
Compare debt payoff strategies
Debt Consolidation Savings
See savings from consolidating multiple debts
Minimum Payment Warning
See the true cost of minimum payments
Savings Goal Calculator
Project how savings grow with compound interest
RRSP vs TFSA Optimizer
Compare RRSP and TFSA for your situation
RRSP Tax Savings Calculator
Calculate your RRSP tax refund by province
RRSP Growth Calculator
Project RRSP growth over time
TFSA Growth Calculator
Project TFSA growth tax-free
Net Worth Calculator
Calculate your total net worth
RESP Growth Calculator
Project RESP growth with CESG and CLB grants
RESP Contribution Planner
Maximize CESG grants with optimal contributions
Student Loan Repayment
Calculate monthly student loan payments
Student Loan Interest
See how interest accumulates on your loan
RAP Estimator
Estimate Repayment Assistance Plan eligibility
Scholarship Estimator
Estimate scholarship eligibility
Trip Planner + Fuel Estimator
Calculate trip fuel costs with gas vs EV comparison
Car Affordability Calculator
Calculate how much car you can afford
Lease vs Buy Calculator
Compare leasing versus buying a vehicle
Insurance Cost Estimator
Estimate auto insurance by province
Fuel Cost Calculator
Calculate monthly fuel costs with EV comparison
Income Tax Calculator
Estimate federal and provincial income taxes
Take-Home Pay Calculator
Calculate net pay after deductions
CGEB Estimator
Estimate quarterly Canada Groceries and Essentials Benefit payments (formerly the GST/HST credit)
Canada Child Benefit
Estimate monthly CCB payments
Climate Action Incentive (ended)
This carbon rebate ended in April 2025 — what applies now
Disability Tax Credit
Estimate DTC savings and RDSP benefits
OAS Estimator
Estimate Old Age Security pension payments
GIS Estimator
Estimate Guaranteed Income Supplement eligibility
CPP Retirement Estimator
Estimate CPP retirement pension benefits
CPP Survivor Benefit
Estimate CPP survivor pension amounts
CPP Disability Benefit
Estimate CPP disability benefit eligibility
Senior Benefits Estimator
Check eligibility for provincial senior benefits
EI Benefits Calculator
Estimate Employment Insurance benefit amounts
Inflation Impact Calculator
See how inflation affects purchasing power
Cost of Living Comparison
Compare cost of living between provinces
Currency Converter
Convert currencies with live exchange rates