Credit Utilization Calculator
$
$500$1,000,000
Combined limit across all credit cards
$
$0$1,000,000
Total balance across all cards
%
1%50%
Recommended: under 30%
Current Utilization
30.00%
Available Credit
$7,000
Pay Down to Reach Target
$0
Target Balance
$3,000
Available Credit70.0%
Pay Down to Reach Target0.0%
Target Balance30.0%
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Rate source: Equifax Canada