Educators: free money quizzes and class resources
Quick summary
Answer four questions and get a quiz for your Grade 9 to 12 class, built from 220 questions in 10 topics. Then change anything you like. Print it with an answer sheet and key, or send students a link that marks itself. Every answer has a reason and a dated source. Free, with no sign-up and no student data collected.
How it works
1. Build
Pick the grade, the topics and the length. We suggest a quiz. You can swap, remove, reorder or add any question.
2. Give it
Print a student copy and a bubble answer sheet, save PDFs, or email students a link. Practice mode shows answers as they go.
3. Mark it
Use the Quick key on the answer key, or let the link mark itself. Each answer has a reason and a source to share in class.
Ready-made quizzes by grade
Our suggestions for what each grade can handle. Open one, then change anything.
Grade 9 starter quiz
Needs and wants, a first bank account, spotting scams, saving for a goal. Core questions only.
10 questions, about 15 minutes
Grade 10 money check
Adds credit scores, credit cards and taxes. Core questions only.
15 questions, about 25 minutes
Grade 11 credit and debt test
Credit, debt, work income and saving, with some harder questions.
15 questions, about 25 minutes
Grade 12 ready-for-life test
Life after graduation: loans, taxes, renting, a first home. Includes challenge questions.
20 questions, about 35 minutes
Quizzes by topic
Each has an answer key with a reason and a source
Exit ticket: five quick questions
5 questions, about 5 minutes. One question from five sections. Good for the last five minutes of class.
Credit scores and reports
10 questions, about 15 minutes. Scores, bureaus, inquiries and how long information stays.
Credit cards
10 questions, about 15 minutes. Limits, minimum payments, interest and secured cards.
Banking and fees
10 questions, about 15 minutes. Accounts, NSF fees, overdraft and deposit insurance.
Budgeting and saving
10 questions, about 15 minutes. Needs and wants, emergency funds, savings goals and TFSA, FHSA and RESP.
Taxes for first-time filers
10 questions, about 15 minutes. Deadlines, tax slips, RRSP and TFSA, and refunds.
Mortgages and renting
10 questions, about 15 minutes. Down payments, the stress test and what renters should know.
Debt and student loans
10 questions, about 15 minutes. Borrowing, interest limits, student loans and getting help.
Spot the scam
8 questions, about 10 minutes. Phishing, CRA scams and where to report fraud.
Final test: everything in the course
20 questions, about 30 minutes. Twenty questions across all ten sections, mostly core with a few challenge questions.
Printable worksheets
Blank, one click to print each
Monthly budget worksheet
Planned and actual columns for income and spending
Weekly spending tracker
Log purchases and mark each as a need, a want or unsure
Savings goal tracker
Work out a weekly amount toward a goal
Needs, wants and in-between
Twelve items to sort, with a reason for each
Credit card and debit card
A fill-in comparison for class discussion
Guides to use with a class
Plain language, each with sources and a checked date
How credit scores work in Canada
What a score is and what affects it
How credit cards work
Limits, balances and payments in plain language
What is a credit limit?
How a limit is set and what it means for a card
Pay-later plans in Canada
How buy-now plans differ from a credit card
How much emergency fund do you need?
Savings targets and where to keep them
Student loans in Canada
Interest, grace period and repayment
Glossary
Plain definitions of money and credit terms
Financial literacy for teens in Canada
First account, first paycheque, first tax return, credit and scams, in order
What a high-interest loan really costs
Real lender rates and total repayment tables for a class discussion
Free credit report: how to check yours
Equifax, TransUnion and the apps, and what is free
Teen finance hub
Guides written for high school readers
Calculators for class exercises
Students enter their own numbers
Budget planner
Try a monthly budget with real numbers
Savings goal calculator
See how long a goal takes at a set weekly amount
Student loan repayment calculator
Compare repayment lengths for a loan
Education budget calculator
Plan a school year of costs
Payday loan calculator
See how a short loan fee works out over a year
Loan payment calculator
Change the amount, rate and length and watch the total change
Parents and homeschoolers
Make a short quiz after talking about money at home. Turn on practice mode, send the link to your teen's phone, and read the reason for each answer together.
Questions educators ask
Do I need an account, and do students?
No. There is nothing to sign up for. The quiz is stored inside the link or the PDF, not on our servers.
Do you collect student names or scores?
No. A student can type a name on their own screen and email the result to you from their own email program. We never receive it.
How do I mark a printed quiz?
Print the student copy and the answer sheet. Mark with the Quick key at the top of the answer key. Each question is worth one mark.
Are the questions matched to my provincial course?
No, and we will not pretend they are. Courses and rules differ by province. Grade labels are our own suggestions, so check them against your course outline. You can change every question.
Where do the answers come from?
Each answer has a reason and a dated source, such as the Financial Consumer Agency of Canada, the Canada Revenue Agency, CDIC or the Canadian Anti-Fraud Centre. We checked them on November 5, 2026. Rules and amounts change, so look at the source before a graded test.
Can parents or homeschoolers use it?
Yes. Make a quiz, send the link, and your child sees the score and the reason for each answer. Practice mode shows the answer straight away.
Official free resources
The Financial Consumer Agency of Canada publishes teaching material of its own. Check each page for the grade level and province it suits.
- Financial Consumer Agency of Canada: Your Financial Toolkit for post-secondary students, income, expenses and budget (trainer's introduction)
- Financial Consumer Agency of Canada: Your Financial Toolkit for post-secondary students, credit and debt management (trainer's introduction)
- Financial Consumer Agency of Canada: Credit report and score basics
How this section is funded
We do not currently take affiliate fees, advertising, sponsorships or partnerships for the pages in this educator and student section, and we do not promote products here. We have not matched these resources to any provincial curriculum, so please check them against your own course requirements. See how we make money and our editorial policy.