Student aid in Canada: where to apply in your province or territory
Quick summary
The federal full-time student grant is up to $4,200 a year. You apply for federal grants and loans through the student aid office of the province or territory where you live. Quebec, Nunavut and the Northwest Territories run their own programs and are not eligible for the federal full-time grant. The full-time grant is up to $4,200 a year. See thefederal student loans guide for repayment.
Checked November 3, 2026. Main source: Government of Canada: Apply with your province or territory (modified Oct. 30, 2026). See all 4 sources.
Key facts
- Federal full-time grant
- Up to $4,200 a year
- Source: Government of Canada, modified Aug. 31, 2026
- Not eligible for the federal full-time grant
- Quebec, Nunavut and the Northwest Territories
- Source: Government of Canada
- Where to apply
- The student aid office of the province or territory where you live
- Source: Government of Canada, modified Oct. 30, 2026
Your student aid office, by province or territory
The Government of Canada lists one office for each place. You apply there, not to a federal office. The office assesses you for the federal grant and loan and for its own aid at the same time.
| Where you live | Office | Notes |
|---|---|---|
| Alberta | Alberta Student Aid | Federal and Alberta aid |
| British Columbia | StudentAid BC | Federal and BC aid |
| Manitoba | Manitoba Student Aid | Federal and Manitoba aid. Part-time: form SDE0031 |
| New Brunswick | New Brunswick Student Financial Services | Federal and NB aid. Part-time: form SDE0031 |
| Newfoundland and Labrador | Newfoundland and Labrador Student Aid | Federal and NL aid |
| Northwest Territories | NWT Student Financial Assistance | Own program. Not eligible for the federal grant below |
| Nova Scotia | Nova Scotia Student Assistance | Federal and NS aid |
| Nunavut | Nunavut Student Funding | Own program. Not eligible for the federal grant below |
| Ontario | OSAP | Federal and Ontario aid |
| Prince Edward Island | PEI Student Financial Services | Federal and PEI aid |
| Quebec | Aide financière aux études | Own program. Not eligible for the federal grant below |
| Saskatchewan | Saskatchewan Student Loans | Federal and Saskatchewan aid |
| Yukon | Yukon Student Financial Assistance | Federal and Yukon aid. Part-time: form SDE0031 |
Source: the Government of Canada office list, modified October 30, 2026. The page lists no phone numbers, so use each office's own site.
The federal full-time grant: amounts and income limits
The Canada Student Grant for Full-Time Students is up to $4,200 a year, or up to $525 for each month of study. The amounts apply until the end of the 2026 to 2027 school year. You do not apply separately. You are assessed when you apply for student aid.
The limits below use your family's gross income from the previous year, effective August 1, 2026. You get the most if you are below the first number. You get no grant if you are at or above the second.
| Family size | Maximum grant if income is below | No grant if income is at or above |
|---|---|---|
| 1 | $38,474 | $69,987 |
| 2 | $54,412 | $98,017 |
| 3 | $66,641 | $117,317 |
| 4 | $76,952 | $129,769 |
| 5 | $86,033 | $141,180 |
| 6 | $94,245 | $151,937 |
| 7 or more | $101,797 | $161,321 |
Source: Government of Canada, Canada Student Grant for Full-Time Students, modified August 31, 2026. The page says most students at private, for-profit schools in Canada no longer qualify for this grant.
Other rules that apply everywhere
- Repayment of a Canada Student Loan starts six months after you finish your studies.
- The federal time limits are 340 weeks for full-time students, 400 weeks for doctoral students and 520 weeks for students with a disability.
- Other federal grants exist for part-time students, students with dependants and students with disabilities. Ask your province's office which ones you can get.
- From August 1, 2026, students at private, for-profit international schools no longer qualify for federal funding.
- Quebec, Nunavut and the Northwest Territories students are not eligible for the federal full-time grant because those places have their own aid.
Questions people ask
Where do I apply for student loans in Canada?
Apply with the student aid office of the province or territory where you live. The table on this page links to each one.
How much is the Canada Student Grant for full-time students?
Up to $4,200 a year, or up to $525 a month of study, if your family income is below the limit for your family size.
Can Quebec students get the federal grant?
No. The federal page says students from Quebec, Nunavut and the Northwest Territories are not eligible because those places have their own aid programs.
When do I start paying back a Canada Student Loan?
Six months after you finish your studies, according to the Government of Canada.
Do I need a separate form for the grant?
No for full-time students. You are assessed for the grant when you apply through your province or territory. Part-time students in Manitoba, New Brunswick and Yukon use form SDE0031.