How Much Is the Capital One Guaranteed Secured Mastercard Deposit?

• Capital One's card page and Cardholder Agreement (September 2026) do not state an amount.
• The card page says security funds are required.
• Annual fee is $0. The purchase rate is 29.9% (21.9% in Quebec).
• Approval is guaranteed if you meet four conditions, and none of them mentions a credit score.

Checked on the issuer’s own pages: October 5, 2026

Capital One's card page and Cardholder Agreement (September 2026) do not state an amount. Both sources were checked October 19, 2026, including the expanded security funds FAQ.

Some websites list a starting deposit, but we couldn't confirm any figure with Capital One, so we don't repeat one here. Ask Capital One what your deposit will be before you apply.

• You meet the legal age requirement: at least the age of majority in your province or territory.
• You're authorized to have credit: no frozen credit profile, and nothing legal or regulatory stops you.
• You don't have any pending applications: no existing Capital One account or pending application.
• Your account is in good standing: no more than one Capital One application in the last 30 days, no Capital One account out of good standing in the last year, and not in legal recoveries with Capital One.