Does the Capital One Secured Mastercard Report to Equifax and TransUnion?
Quick Answer
names: Not stated by the issuer. Capital One says it reports to reporting agencies regularly.
- Credit bureau names: Not stated by the issuer.
- Capital One’s expanded FAQ says it reports to credit reporting agencies regularly (checked October 19, 2026).
- Capital One's card page and Cardholder Agreement (September 2026) do not state an amount.
- Both reports are free, so you can see for yourself where the card appears.
Checked on the issuer’s own pages: October 5, 2026
Credit bureau names: Not stated by the issuer. The expanded card FAQ says Capital One reports to credit reporting agencies regularly, without naming Equifax or TransUnion. We read the card page, its expanded FAQs and the Cardholder Agreement on October 19, 2026.
Capital One's card page and Cardholder Agreement (September 2026) do not state an amount.
After two or three statements, get your free report from both Equifax and TransUnion and look for the Capital One account. Our free credit report guide shows how. If it's missing from one bureau, ask Capital One directly.
“we’ll report your behaviour to the credit reporting agencies regularly”
Capital One expanded credit-building FAQ (checked October 19, 2026)“you may be asked to provide us with Security funds”
Cardholder Agreement, effective September 1, 2026, section 20 (checked October 19, 2026)
What to do now
Take these at your own pace. There's no deadline here.
- 1
See this product's figures, taken from the issuer's own pages.
View it on our credit cards page - 2
Pull your free credit report from both bureaus before you apply anywhere.
Get your free credit report - 3
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Educational only, not financial advice.