Financial Literacy Month 2026 in Canada: free money tools and where to start
Quick summary
Financial Literacy Month runs throughout November. The Financial Consumer Agency of Canada (FCAC) runs the 2026 campaign under the name Talk Money. The FCAC offers a toolkit, budgeting and mortgage tools, a teacher toolkit and an events calendar. Our tools below are free to use without an account. Next step: make a monthly budget.
Checked November 11, 2026. Main source: Financial Consumer Agency of Canada: Financial Literacy Month (modified August 27, 2026, read November 11, 2026). See all 2 sources.
Key facts
- When
- Throughout November
- Source: FCAC, modified August 27, 2026
- 2026 campaign name
- Talk Money (#FLM2026, #TalkMoney)
- Source: FCAC, modified August 27, 2026
- Teacher toolkit
- Includes the Money Personality Quiz and Let's Talk About Risk activities
- Source: FCAC, modified October 14, 2026
- Who can take part
- The FCAC invites organizations to share the campaign and register
- Source: FCAC, modified October 14, 2026
What Financial Literacy Month is
The FCAC's page says Financial Literacy Month takes place throughout November. The 2026 campaign is called Talk Money. It invites people to share money stories through a spotlight activity called If Your Wallet Could Talk.
The FCAC's toolkit page says the month is powered by organizations, educators and community partners. It invites them to host events or workshops and to register their participation.
Sources: Financial Consumer Agency of Canada: Financial Literacy Month (modified August 27, 2026, read November 11, 2026); Financial Consumer Agency of Canada: Financial Literacy Month 2026 Talk Money toolkit (modified October 14, 2026, read November 11, 2026).
What the FCAC offers
| Resource | What it is, per the FCAC pages |
|---|---|
| Talk Money toolkit | Key messages, sample social posts, graphics, banners, printable posters and activity sheets, and templates |
| Teacher toolkit | The Money Personality Quiz and Let's Talk About Risk activities |
| Financial tools | Budgeting resources, mortgage calculators, and tools for choosing bank accounts and credit cards |
| Calendar of events | A list of financial literacy events |
Use the official pages for the toolkit and the calendar. They are the source, and we do not copy them.
Free tools on this site, by topic
We group these by what people ask about most. This is our own list. Every tool works without an account. You type numbers, and you see the result.
- Budget: make a monthly budget
- Budget: take-home pay after tax, CPP and EI
- Budget: how inflation changes what you can buy
- Debt: compare the snowball and avalanche ways to pay off debt
- Debt: find a credit counselling agency in your province
- Saving: how long to build an emergency fund
- Saving: RRSP or TFSA
- Credit: see what moves your score
- Scams: take the free scam quiz
- Benefits you can claim, and money-saving apps
How to start a money talk
- Pick one small topic, such as this month's bills.
- Share numbers you are comfortable sharing, not everything.
- Write down one next step each, and a date to check back.
- Use a calculator together so the numbers are on the screen, not just in your head.
These are our tips for starting a talk. They are not from the FCAC.
For teachers and community groups
The FCAC teacher toolkit is the official place to start. Our student pages have no ads, sponsors or affiliate links, and our teacher pages are free to use.
What we collect
The calculators work without an account. We load Google Analytics only if you click Accept on the cookie banner. If you choose to save items, we store your email address so you can open them later. If you choose the optional AI debt plan and give consent, your debt numbers are sent to an AI service, without your name or email. Our privacy page has the full details.
Questions people ask
When is Financial Literacy Month in Canada?
The FCAC says it takes place throughout November.
What is the 2026 Financial Literacy Month theme?
The FCAC calls the 2026 campaign Talk Money.
Where can I find the official toolkit?
On the FCAC's Talk Money toolkit page. It includes graphics, posters, activity sheets and a teacher toolkit.
Can my school or group take part?
The FCAC invites organizations, educators and community partners to host events and register their participation.
Are your tools free?
Yes. The calculators work without an account or email.