Credit counselling in Canada: agencies listed in each province
Quick summary
Credit Counselling Canada lists member agencies in every province. It lists none in Yukon, the Northwest Territories or Nunavut, and sends people there to a remote counsellor through its toll-free line, 1-866-398-5999. Counselling is not the same as a consumer proposal or bankruptcy, which only a licensed trustee can file. Compare your options in consumer proposal vs bankruptcy.
Checked November 3, 2026. Main source: Credit Counselling Canada: Find a credit counsellor (page data dated 2020; read Nov. 3, 2026). See all 1 source.
How many agencies are listed in each place
The count is the number of locations on the Credit Counselling Canada directory page. One agency can have more than one location.
| Province or territory | Agencies listed | Where to look |
|---|---|---|
| British Columbia | 6 | See the list below |
| Alberta | 6 | See the list below |
| Saskatchewan | 2 | See the list below |
| Manitoba | 2 | See the list below |
| Ontario | 15 | See the list below |
| Quebec | 1 | See the list below |
| New Brunswick | 4 | See the list below |
| Nova Scotia | 1 | See the list below |
| Prince Edward Island | 2 | See the list below |
| Newfoundland and Labrador | 3 | See the list below |
| Yukon, Northwest Territories, Nunavut | 0 | Call 1-866-398-5999 to be connected to a remote counsellor |
Some places have only one listing. Quebec shows one, in Gatineau. If none is near you, call the toll-free number to ask about phone or online help.
British Columbia: agencies listed
| Agency and city | Directory page |
|---|---|
| Credit Counselling Society, Victoria | Credit Counselling Canada page |
| Credit Counselling Society, Vancouver | Credit Counselling Canada page |
| Credit Counselling Society, Surrey | Credit Counselling Canada page |
| Credit Counselling Society, New Westminster | Credit Counselling Canada page |
| Credit Counselling Society, Delta-Surrey | Credit Counselling Canada page |
| Credit Canada Debt Solutions BC | Credit Counselling Canada page |
Alberta: agencies listed
| Agency and city | Directory page |
|---|---|
| Credit Counselling Society, Calgary | Credit Counselling Canada page |
| Credit Counselling Society, Edmonton | Credit Counselling Canada page |
| Money Mentors, Calgary | Credit Counselling Canada page |
| Money Mentors, Edmonton | Credit Counselling Canada page |
| Money Mentors, Fort McMurray | Credit Counselling Canada page |
| Credit Canada Debt Solutions AB | Credit Counselling Canada page |
Saskatchewan: agencies listed
| Agency and city | Directory page |
|---|---|
| Credit Counselling Society, Regina | Credit Counselling Canada page |
| Credit Canada Debt Solutions SK | Credit Counselling Canada page |
Manitoba: agencies listed
| Agency and city | Directory page |
|---|---|
| Credit Counselling Society, Winnipeg | Credit Counselling Canada page |
| Credit Canada Debt Solutions MB | Credit Counselling Canada page |
Ontario: agencies listed
| Agency and city | Directory page |
|---|---|
| Credit Counselling Society, Toronto | Credit Counselling Canada page |
| Credit Counselling Society, Ottawa | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Mississauga | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Markham | Credit Counselling Canada page |
| Credit Canada Debt Solutions, North York | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Scarborough | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Oakville | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Oshawa | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Ottawa | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Peterborough | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Barrie | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Windsor | Credit Counselling Canada page |
| Credit Canada Debt Solutions, St. Catharines | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Sault Ste. Marie | Credit Counselling Canada page |
| Credit Canada Debt Solutions, Timmins | Credit Counselling Canada page |
Quebec: agencies listed
| Agency and city | Directory page |
|---|---|
| Credit Counselling Society, Gatineau | Credit Counselling Canada page |
New Brunswick: agencies listed
| Agency and city | Directory page |
|---|---|
| Solve Your Debts, Moncton | Credit Counselling Canada page |
| Solve Your Debts, Saint John | Credit Counselling Canada page |
| Solve Your Debts, Fredericton | Credit Counselling Canada page |
| Credit Canada Debt Solutions NB | Credit Counselling Canada page |
Nova Scotia: agencies listed
| Agency and city | Directory page |
|---|---|
| Solve Your Debts, Dartmouth | Credit Counselling Canada page |
Prince Edward Island: agencies listed
| Agency and city | Directory page |
|---|---|
| Solve Your Debts, Charlottetown | Credit Counselling Canada page |
| Credit Canada Debt Solutions PEI | Credit Counselling Canada page |
Newfoundland and Labrador: agencies listed
| Agency and city | Directory page |
|---|---|
| Credit Counselling Services of Newfoundland and Labrador, St. John's | Credit Counselling Canada page |
| Solve Your Debts, St. John's | Credit Counselling Canada page |
| Credit Canada Debt Solutions NL | Credit Counselling Canada page |
What to ask before you sign up
- Is the first session free, and what does it cost after that?
- How is the agency paid? Ask if it gets money from the lenders you owe.
- Will you set up a debt management plan, and what happens to your credit if you do?
- Who will actually work on your file?
- What are the fees to start and each month?
The directory page we read is dated 2020 in its page data, so call to confirm that an agency is still open before you plan around it.
Other paths to read about
Questions people ask
Is there credit counselling in every province?
Credit Counselling Canada lists member agencies in all ten provinces. It lists none in Yukon, the Northwest Territories or Nunavut.
What can residents of the territories do?
The directory says to call 1-866-398-5999 to be connected with a remote counsellor.
Is credit counselling the same as a consumer proposal?
No. Counselling can help you budget and may set up a debt management plan. A consumer proposal is a legal process filed by a licensed insolvency trustee.
How do I check an agency is open?
Call the number on its directory page. The directory page data we read is dated 2020.
How many agencies are in Ontario?
The directory lists 15 locations in Ontario on the checked date.