Independent · Canadian rules and data only · Reviewed November 3, 2026

    6 min
    Credit

    Cybersecurity basics for Canadians: passwords, MFA and updates

    Quick summary

    Get Cyber Safe, the Government of Canada's awareness program, breaks account security into four steps: strong passphrases, multi-factor authentication, updates and a safer home Wi-Fi. Many scams start with a phishing message, so learn those too in our fraud and scam protection hub.

    Checked November 3, 2026. Main source: Get Cyber Safe: Take the Get Cyber Safe Challenge (updated November 3, 2021). See all 4 sources.

    Step 1: unique passphrases and a password manager

    • Use a passphrase: several words and a good length.
    • Review every account, including rarely used ones, and replace weak or reused passwords with unique ones, one at a time if needed.
    • Store them in a password manager, and protect the manager with its own strong passphrase.

    Step 2: turn on multi-factor authentication (MFA)

    • List your most important accounts first, especially those with personal or financial information, such as email, banking and cloud storage.
    • Choose a method that suits you, such as a fingerprint or a text code.
    • Turn MFA on wherever it is offered. It is often in privacy or security settings.
    • Never share an MFA code with anyone who contacts you. The Canadian Anti-Fraud Centre lists sharing a security code as a way sellers and buyers get scammed.

    Step 3: keep software updated

    • Check for updates on every device that connects to the internet, including phones and smart appliances.
    • Turn on automatic updates and schedule them for times you are not using the device, such as overnight.
    • Uninstall apps and software you no longer use, since unused software can create risks.

    Step 4: secure your home Wi-Fi

    • Replace your router's default password with a unique one.
    • Set up a guest network for visitors and smart devices.
    • Place the router near the centre of your home so the signal reaches less outside.
    • Optional: Canadian Shield is a free DNS firewall that blocks malware, according to Get Cyber Safe.

    Steps 1 to 4 follow the Get Cyber Safe Challenge (page last modified November 3, 2021).

    Spot phishing

    The Canadian Anti-Fraud Centre says phishing messages pose as banks, streaming services, businesses or government agencies. They pressure you to act, offer refunds or money, ask you to click a link, download an attachment, fill out a form or scan a QR code, ask for personal or financial details, or are very short with only a link.

    • Do not click links or open attachments in unsolicited messages.
    • Do not trust a message just because the sender address looks real.
    • Report it to the Canadian Anti-Fraud Centre, then delete it.
    • Back up your data regularly. Ransomware often starts with a phishing email, and paying a ransom does not guarantee you get access back.

    If an account was taken over

    • Change the password from a clean device and turn on MFA.
    • Tell your bank if money or cards are involved.
    • Check your credit report for new accounts.

    Questions people ask

    What is multi-factor authentication?

    It asks for a second proof that it is you, such as a fingerprint or a code sent to your phone, in addition to your password. Get Cyber Safe says to turn it on wherever it is available, starting with your most important accounts.

    Why use a passphrase instead of a password?

    Get Cyber Safe suggests several words and a good length, because length makes a passphrase harder to guess. Use a different one for every account and keep them in a password manager.

    How do I know if a text or email is phishing?

    According to the Canadian Anti-Fraud Centre, red flags include a message you did not ask for, pressure to act fast, links or attachments, requests for personal details and spelling mistakes. Do not click, report it and delete it.

    Should I keep my devices updated?

    Yes. Get Cyber Safe recommends checking updates on every connected device and turning on automatic updates.