Independent · Canadian rules and data only · Reviewed November 3, 2026

    4 min
    Consumer Rights

    Consumer protection offices by province and territory: who to contact

    Quick summary

    Each province and territory has its own consumer affairs office, and the federal government keeps a list of all of them. Use yours if a business, such as a payday lender, a collector or a seller, treats you unfairly under provincial law. The table has the website and phone numbers for every one. Learn what payday lenders can charge in your province in our payday loan rules by province.

    Checked November 3, 2026. Main source: Office of Consumer Affairs: Federal, provincial and territorial consumer affairs offices (modified May 28, 2025; read Nov. 3, 2026). See all 1 source.

    Consumer affairs office in each province and territory

    Names, websites and phone numbers come from the federal Office of Consumer Affairs list. Websites and numbers can change, so check the site first.

    Consumer affairs office in each province and territory
    WhereOfficePhone
    AlbertaService Alberta and Red Tape Reduction (Consumer Services)780-427-4088; toll-free 1-877-427-4088
    British ColumbiaConsumer Protection BC604-320-1667; toll-free 1-888-564-9963
    ManitobaConsumer Protection Office204-945-3800; toll-free 1-800-782-0067
    New BrunswickFinancial and Consumer Services CommissionToll-free 1-866-933-2222
    Newfoundland and LabradorDigital Government and Service NL709-729-2600; toll-free 1-877-968-2600
    Northwest TerritoriesConsumer Affairs867-767-9161 ext. 21022
    Nova ScotiaService Nova Scotia and Internal Services902-424-5200; toll-free 1-800-670-4357
    NunavutConsumer Affairs867-793-3303; toll-free 1-866-223-8139
    OntarioConsumer Protection Ontario416-326-8800; toll-free 1-800-889-9768; TTY 416-229-6086
    Prince Edward IslandConsumer Services902-368-4550; toll-free 1-800-658-1799
    QuebecOffice de la protection du consommateur418-643-1484; toll-free 1-888-672-2556
    SaskatchewanConsumer Protection Division, Financial and Consumer Affairs Authority306-787-5550; toll-free 1-877-880-5550
    YukonConsumer Services867-667-5111; toll-free 1-800-661-0408 ext. 5111

    The federal Office of Consumer Affairs lists a toll-free line of 1-800-328-6189 for its own office. Tap or click a place name to open that office's website.

    When to contact your province

    • A payday or high-interest lender breaks a provincial rule.
    • A debt collector uses unfair tactics.
    • A business ignores a refund or a contract term you are owed under provincial law.
    • You are not sure which office handles your problem. Call the number above and ask.

    Banks follow federal rules, so the steps are different. If your problem is with a bank, start with the bank's own complaint process and read our banking guide.

    How to prepare

    • Write down dates, names, and what was said or done.
    • Keep contracts, receipts, statements and screenshots.
    • Say what you want: a refund, a correction, or an end to the contact.
    • Complain to the business first when the office asks you to.

    Questions people ask

    Who handles consumer complaints in my province?

    Your province or territory has a consumer affairs office. The table above lists the office, website and phone number for each one.

    What is the consumer protection office in Manitoba?

    The Consumer Protection Office, at 204-945-3800 or toll-free 1-800-782-0067.

    What is the consumer protection office in Ontario?

    Consumer Protection Ontario, at 416-326-8800 or toll-free 1-800-889-9768.

    What is the consumer protection office in Quebec?

    The Office de la protection du consommateur, at 418-643-1484 or toll-free 1-888-672-2556.

    Is there a federal consumer affairs office?

    Yes. The Office of Consumer Affairs lists a toll-free line of 1-800-328-6189.

    Do banks fall under my province's office?

    Banks follow federal rules, so the steps are different. Start with the bank's complaint process, then see our banking guide.