Employment Insurance (EI) in Canada: 2026 premiums and benefits
Quick summary
Most people on regular EI get 55% of average insurable weekly earnings, up to $729 a week in 2026, for 14 to 45 weeks. Workers pay $1.63 per $100. Estimate yours with theEI benefits calculator.
Checked November 3, 2026. Main source: Government of Canada: 2026 EI premium rate. See all 2 sources.
What regular benefits pay
Example: if your best weeks average $1,000 a week of insurable earnings, 55% is $550 a week. At or above about $1,325 a week you reach the $729 maximum.
- The basic rate is 55% of your average insurable weekly earnings, up to a maximum.
- With the 2026 insurable earnings cap of $68,900, the weekly maximum is $729.
- Benefits last 14 to 45 weeks, depending on the regional unemployment rate and your insurable hours in the last 52 weeks.
- Your weekly amount uses your best weeks of earnings: between 14 and 22 weeks, depending on your region.
Questions people ask
What is the maximum EI weekly benefit in 2026?
$729 a week, because the 2026 maximum insurable earnings are $68,900.
How long can I get EI?
Regular benefits last 14 to 45 weeks, depending on the regional unemployment rate and your insurable hours.
Is EI taxable?
Yes. EI benefits are taxable income, so plan for tax when you are paid.
Try it with your numbers
Does your province have its own rules?
Minimum wage, statutory holidays and pay rules are set by each province. Pick yours to see where to look. We remember your choice on this device only.